Ka hor inta aan la soo gelin Mobile Money, wax kala iibsiga Somaliland waxa uu ahaa mid ku salaysan lacag caddaan ah. Lacagta mobiladu waxay noqotay xal ku haboon maadaama ay fududayso wax kala iibsiga maalinlaha ah. Lacagta mobilada ee hadda waxa lagu kala iibsanayaa dollar ka badan USD 100, halka Somaliland Shilinka wax lagu kala iibsado wax ka yar USD 100, ka dib xeerkii Baanka Somaliland ee sanadkan 2018-ka.

Somaliland waxa ka jira laba shirkadood oo bixiya adeega lacagta mobilada ee ZAAD oo ay bixiso Telesom iyo adeegyada lacag bixinta eDahab oo ay bixiso Somtel. Sannadkii 2009-kii ayay ahayd markii shirkadda Isgaadhsiinta Casriga ah ee Telesom ay daah-furtay Adeegga Lacag-bixinta Mobile-ka ee “ZAAD Service”, Shirkadda Isgaadhsiinta ee Telesom ayaa noqotay Shirkaddii ugu horreysay ee Isgaadhsiineed ee horseed ka noqota in la hirgeliyo Sarifka Lacagaha Mobile-ka ee sannadkan 2018-ka, Hal-abuurkan ayaa fududeeyey dariiqii in Maamulaha Telesom Cabdikariim Maxamed Iid uu ku guulaysto Abaalmarinta Maamulaha Guud ee ArfricaCom ee sanadkan 2018-ka.

Waqti xaadirkan ma jiraan xeerar ah adeega lacagta e moobilka, maareeyuhu waxa uu awood u leeyahay in uu bixiyo nidaam sharciyeed ku filan kaas oo u dabacsanaan kara si uu u oggolaado hal-abuurnimo dheeraad ah oo adag oo ku filan si loo ilaaliyo macaamilka loona hubiyo xasilloonida maaliyadeed. Si kastaba ha ahaatee, sanadkan 2018, Baanka Somaliland waxa uu sameeyay Xeerka Nidaamka Lacag-bixinta Qaranka (NPS) oo ay taageerayaan kooxda Baanka Adduunka. Sharciga NPS wuxuu hadda u yaalaa Madaxweynaha iyo Golaha Wasiirada.

Sharcigan ayaa loogu talagalay in lagu saleeyo isticmaalka lacagta mobaylada, tusaale ahaan waxaa ka mid ah.